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Hinterland Insurance
E&S · Industrial & Manufacturing Property

Manufacturing Insurance

Full value and primary property for sprinkler-protected manufacturing and industrial risks other markets pass on. Up to $10M total-account limit within $60M TIV, individually underwritten.

Max Limit
$10,000,000
total account & primary
Maximum TIV
$60,000,000
per schedule
Minimum Premium
$10,000
per policy
Target Range
$2M – $40M
account size
$10M total-account limit
Full value or primary
A-rated carriers
A.M. Best A or better
Pre-quote phone survey
Required before quoting
Available in the United States
Written in 48 states
Program Details
Max Limit
$10,000,000
total account & primary
Maximum TIV
$60,000,000
per schedule
Minimum Premium
$10,000
per policy
Target Range
$2M – $40M
account size
Carrier Rating
A.M. Best A
or better
Pre-Quote
Phone Survey
required
Risk Appetite

What we write.

Commercial & Industrial LRO · Lessor's risk, industrial tenants
Metal Fabrication · Cutting, forming, welding shops
Paint & Coatings · Manufacturing and application
Plastics · Molding, extrusion, forming
Paper Products · Converting and assembly
Wood Product Assembly · Non-sawmill finished-goods assembly
Heavy Manufacturing · Industrial production lines
Out of appetite: Predominantly non-sprinklered risks · Agriculture and food manufacturing · Cannabis (all activities)
Availability

Written in 48 states.

Capacity is broadly available. Hover or tap a state for status.

Covered
Limited capacity
Not covered
Maine: availableMEAlaska: not currently writtenAKWisconsin: availableWIMichigan: availableMIVermont: availableVTNew Hampshire: availableNHWashington: availableWAIdaho: availableIDMontana: availableMTNorth Dakota: availableNDMinnesota: availableMNIllinois: availableILIndiana: availableINOhio: availableOHPennsylvania: availablePANew York: availableNYMassachusetts: availableMAOregon: availableORUtah: availableUTWyoming: availableWYSouth Dakota: availableSDIowa: availableIAMissouri: availableMOKentucky: availableKYWest Virginia: availableWVVirginia: availableVANew Jersey: availableNJConnecticut: availableCTRhode Island: availableRICalifornia: availableCANevada: availableNVColorado: availableCONebraska: availableNEKansas: availableKSArkansas: limited capacityARTennessee: availableTNNorth Carolina: availableNCDistrict of Columbia: not currently writtenDCDelaware: availableDEMaryland: availableMDArizona: availableAZNew Mexico: availableNMOklahoma: availableOKLouisiana: limited capacityLAMississippi: limited capacityMSAlabama: limited capacityALGeorgia: availableGASouth Carolina: availableSCHawaii: not currently writtenHITexas: limited capacityTXFlorida: limited capacityFL

Available: Maine, Wisconsin, Michigan, Vermont, New Hampshire, Washington, Idaho, Montana, North Dakota, Minnesota, Illinois, Indiana, Ohio, Pennsylvania, New York, Massachusetts, Oregon, Utah, Wyoming, South Dakota, Iowa, Missouri, Kentucky, West Virginia, Virginia, New Jersey, Connecticut, Rhode Island, California, Nevada, Colorado, Nebraska, Kansas, Tennessee, North Carolina, Delaware, Maryland, Arizona, New Mexico, Oklahoma, Georgia, South Carolina.

Limited capacity: Arkansas, Louisiana, Mississippi, Alabama, Texas, Florida.

Not currently written: Alaska, District of Columbia, Hawaii.

How to Submit

From submission to bind.

01
Submit
Email complete submission to Commercial@hinterlandins.com. Loss runs to lossruns@hinterlandins.com.
02
Phone Survey
Pre-quote call with a contact who can speak to the building, systems, and operations.
03
Firm Quote
Quote issued once the survey and loss-control review are complete and limits are confirmed.
04
Bind
Bind orders honored up to policy effective date. Binder issued once bind is instructed.
Submission Checklist
Send these to move fast.
Commercial@hinterlandins.com
Application or Excel SOV Locations, TIV, construction, year built, sprinkler and protection detail
Currently Valued Loss Runs 5 years, carrier-issued, currently valued within 60 days
Target Premium Expiring premium or broker target to align coverage structure
Phone Survey Contact Someone who can speak to the building, systems, and operations
Narrative / Cover Letter Context on process, protective safeguards, and loss history
FAQ

Common questions.

$10,000,000 maximum limit on a total-account and primary basis, within a $60,000,000 maximum TIV per schedule.

Have a manufacturing risk to place?

Protection, not perfection. If it is predominantly sprinkler-protected and other markets have passed, send it to Hinterland first.

Get appointed