E&S · Industrial & Manufacturing Property
Manufacturing Insurance
Full value and primary property for sprinkler-protected manufacturing and industrial risks other markets pass on. Up to $10M any one risk or location, individually underwritten, with no total-account TIV limit.
Max Limit
$10,000,000
any one risk or location; no total-account TIV limit
Minimum Premium
$10,000
per policy
Target Range
$2M – $40M
account size
Carrier Rating
A.M. Best A
rated (or better)
$10M any one risk or location
Full value or primary; no total-account TIV limit
A rated carriers
A.M. Best A rated (or better)
Pre-quote phone survey
Required before quoting
Program Details
Max Limit
$10,000,000
any one risk or location; no total-account TIV limit
Minimum Premium
$10,000
per policy
Target Range
$2M – $40M
account size
Carrier Rating
A.M. Best A
rated (or better)
Pre-Quote
Phone Survey
required
Risk Appetite
What we write.
Commercial & Industrial LRO · Lessor's risk, industrial tenants
Metal Fabrication · Cutting, forming, welding shops
Paint & Coatings · Manufacturing and application
Plastics · Molding, extrusion, forming
Paper Products · Converting and assembly
Wood Product Assembly · Non-sawmill finished-goods assembly
Heavy Manufacturing · Industrial production lines
Out of appetite: Predominantly non-sprinklered risks · Agriculture · Cannabis (all activities)
Restricted, refer to an underwriter: Food manufacturing
How to Submit
From submission to bind.
01
Submit
Email complete submission to Commercial@hinterlandins.com. Loss runs to lossruns@hinterlandins.com.
02
Phone Survey
Pre-quote call with a contact who can speak to the building, systems, and operations.
03
Firm Quote
Quote issued once the survey and loss-control review are complete and limits are confirmed.
04
Bind
Bind orders honored up to policy effective date. Binder issued once bind is instructed.
Application or Excel SOV Locations, TIV, construction, year built, sprinkler and protection detail
Currently Valued Loss Runs 5 years, carrier-issued, currently valued within 60 days
Target Premium Expiring premium or broker target to align coverage structure
Phone Survey Contact Someone who can speak to the building, systems, and operations
Narrative / Cover Letter Context on process, protective safeguards, and loss history
FAQ
Common questions.
$10,000,000 on any one risk or location, on a primary basis. There is no total-account TIV cap.
Have a manufacturing risk to place?
Protection, not perfection. If it is predominantly sprinkler-protected and other markets have passed, send it to Hinterland first.