Property

Commercial property provides coverage for physical assets and property owned by a business. This insurance typically protects against damages or losses caused by events such as fire, theft, vandalism, or other unforeseen circumstances.

Program Details:

  • $60,000,000 maximum TIV

  • $19,000,000 per building limit

  • $10,000 minimum premium

  • In-house delegated authority

  • A.M. Best 'A' rated carrier or better

  • Full Limit and Primary Options available (no excess)

  • Available nationwide except Alaska and Hawaii

  • Limited capacity in AL, AR, FL, LA, MS, TX

  • Tier 1 & 2 windstorm up to $7.5M in FL & TX

Coverage for Property Risks, Including:

  • LRO

  • Apartments

  • Condos

  • HOAs

  • Warehouses

  • Commercial Dwelling Schedules

  • Office Buildings

  • Vacant

  • Retail and Strip Malls

  • Gas Stations

  • Light Industrial

  • Medical Offices

  • Hospitality

  • Auto Services

Hinterland specializes in:

  • Individual risk assessment

  • Tough-to-place business

  • Quick turnaround and same day quotes as needed

Needed for quick turnaround:

  • Accord application

  • Loss runs

  • Target premium

  • Excel formatted SOV

AVAILABILITY
42 states
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Select a state to see available products and limits.

Covered

Not Covered

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