Earthquake insurance policies offer coverage for damage caused to commercial property by earthquakes, and can cover structural damage to buildings, damage to personal property, and additional living expenses if the insured property becomes uninhabitable due to earthquake damage.

Coverage Highlights:

  • $10,000,000 max Primary Line

  • $5,000,000 max Excess Line

  • $50,000,000 max TIV

  • $2,500 minimum premium

  • Available in all of California, including Cresta Zones A and B

  • Available in Washington and Oregon

Target Occupancies:

  • Habitational

  • Historic/Vintage Buildings

  • Professional

  • Retail

  • Restaurants

  • Hotel/Motel

  • Warehouses, and more!

Program Highlights:

  • No age restrictions on buildings

  • Will write buildings with tuck-under/soft-story parking

  • Can write primary, full limit, and excess layers

Needed for quick turnaround:

  • Accord application

  • Loss runs

  • Target premium


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