Earthquake insurance policies offer coverage for damage caused to commercial property by earthquakes, and can cover structural damage to buildings, damage to personal property, and additional living expenses if the insured property becomes uninhabitable due to earthquake damage.
Capacity up to $55M full value Earthquake/DIC (subject to carrier participation)
$45M Primary & Excess
$20M Limit, no TIV cap
$20M DIC including EQ and Flood
$15,000 minimum premium
Available throughout the United States, excluding the U.S. Virgin Islands
Flood coverage: $20M max limit (full value, primary, and excess), $25,000 minimum deductible
Primary Flood: Zones X, C, and X-500 (shaded X)
Flood Zones A and V: Excess only, $10M minimum attachment
Habitational
Historic / Vintage Buildings
Professional
Retail
Restaurants
Hotel/Motel
Warehouses, and more!
No exclusions based on building age or construction type
Tuck-under parking and soft-story exposure considered
Quota-share participation available
Fast modeling and quote turnaround
Multiple deductible options available
Earth Movement coverage considered
Accord application
Target premium
Excel formatted SOV
Agriculture
Energy Sector
Financial Guarantee / Default / Bankruptcy
Fireworks / Explosives / Flammable Storage
Foundries
Greenhouses
Heavy Manufacturing
Medical Marijuana (all activities)
Nuclear
Sawmills
War & Civil War
Select a state to see available products and limits.
Covered
Not Covered
Sign up for our newsletter.